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    Childhood self-control and adult pension participation

    Lades, Leonhard K. and Egan, Mark and Delaney, Liam and Daly, Michael (2017) Childhood self-control and adult pension participation. Economics Letters, 161. pp. 102-104. ISSN 0165-1765

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    Self-control problems have been proposed as a key reason for low pension saving rates, yet evidence of this link remains scarce. We test the association between childhood self-control and adult pension participation using data from 14,223 individuals from two nationally-representative British cohorts. We find that a 1 standard deviation increase in self-control predicts a 4–5 percentage point higher probability of having a pension. Mediation analysis shows that about 50–60 percent of this association is explained by the contribution of self-control to a range of factors (e.g. education, economic status, home-ownership) which are associated with pension uptake throughout adulthood.

    Item Type: Article
    Keywords: Self-control; Pension; Retirement; Cohort studies;
    Academic Unit: Faculty of Science and Engineering > Psychology
    Item ID: 15572
    Identification Number:
    Depositing User: Michael Daly
    Date Deposited: 24 Feb 2022 14:52
    Journal or Publication Title: Economics Letters
    Publisher: Elsevier
    Refereed: Yes
    Use Licence: This item is available under a Creative Commons Attribution Non Commercial Share Alike Licence (CC BY-NC-SA). Details of this licence are available here

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