Coughlan, Joseph and Shale, Estelle and Dyson, Robert
(2010)
Including the customer in efficiency analysis:
evidence of a hybrid relational-transactional approach.
International Journal of Bank Marketing, 28 (2).
pp. 130-149.
ISSN 0265-2323
Abstract
Purpose:
This paper illustrates the effect of including the customer as a resource in efficiency
measurement. Variations in counting the customer illustrate the different impacts on
efficiency between a transactional and a relational approach to bank branch marketing.
Design/methodology/approach
The paper uses Data Envelopment Analysis (DEA) to analyse the efficiency of the branch
network under consideration. This technique, while well established in the bank branch
efficiency literature, is used here to gain insight into how relationship and transactional
paradigms are affecting performance.
Findings:
Although the average profile of the efficiency scores was similar, the scores of the individual
branches differed greatly depending on how customers were counted. Some branches then
can be typified as relationship oriented while others as transactions oriented bearing in mind
that all branches have both remits.
Practical implications:
Future research in efficiency measurement should include customers as a resource of the
bank given the importance of them for the activity of co-production. Careful consideration is
required however of the method of accounting for these customers bearing in mind that
different conceptualisations may significantly affect the efficiency score of the individual
branches.
Originality/value:
This paper sheds light on what is happening at branch level in a large network in the UK in
terms of how transactions and relationship marketing approaches are affecting efficiency
scores and the objectives of the branch. It also answers a call (Fruchter and Sigue, 2005) for
research into organisations that simultaneously use relationship and transactions marketing.
| Item Type: |
Article
|
| Additional Information: |
This is the postprint version of the published article, which is available at DOI: http://dx.doi.org/10.1108/02652321011018323 |
| Keywords: |
Relationship Marketing; Transactions Marketing; Bank branch; Data
Envelopment Analysis; |
| Academic Unit: |
Faculty of Social Sciences > School of Business |
| Item ID: |
6591 |
| Depositing User: |
Joseph Coughlan
|
| Date Deposited: |
17 Nov 2015 15:51 |
| Journal or Publication Title: |
International Journal of Bank Marketing |
| Publisher: |
Emerald |
| Refereed: |
Yes |
| URI: |
|
| Use Licence: |
This item is available under a Creative Commons Attribution Non Commercial Share Alike Licence (CC BY-NC-SA). Details of this licence are available
here |
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