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Getting a Helping Hand: Parental Transfers and First-Time Homebuyers

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Roche, Maurice J. and Duffy, David (2007) Getting a Helping Hand: Parental Transfers and First-Time Homebuyers. UNSPECIFIED. (Unpublished)

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Abstract

A model that allows for inter vivos intergenerational transfers in a booming housing market is developed. The model is used to explain how transfers effect the first-time homebuyer's consumption and housing decisions by alleviating borrowing constraints. The general implications of the model are tested using data from the leading Irish mortgage provider. We find that private transfers are targeted towards homebuyers that are liquidity constrained.

Item Type:	Other
Additional Information:	Classification: R21
Keywords:	Transfers, Housing, Borrowing Constraint
Academic Unit:	Faculty of Social Sciences > Economics, Finance and Accounting
Item ID:	533
Depositing User:	Ms Sandra Doherty
Date Deposited:	29 May 2007
Refereed:	No
Related URLs:	http://www.may.ie/academic/economics/ http://ideas.repec.org/s/may/mayecw.html
URI:	https://mural.maynoothuniversity.ie/id/eprint/533
Use Licence:	This item is available under a Creative Commons Attribution Non Commercial Share Alike Licence (CC BY-NC-SA). Details of this licence are available here

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